Financial Report - January '21

One of my goals for 2021 is to get out of debt. I'm going to keep track of my progress via monthly blog updates...

INCOME

★ Pay - £1109.29

★ Child Benefit - £84.20

★ Blog Post - £100

Total: £1293.49

OUTGOINGS

★ Rent - £525

★ Council Tax - £131

★ Energy - £33

★ Internet - £22

★ Phone - £22

★ Water - £67

★ Kindle Unlimited - £8

★ Labour Party - £4

★ Labour Group Fees - £60

★ Scope Lottery - £4

★ Yes Cymru Membership - £2

★ Bank Interest - £15

★ Food - £150

★ Pocket Money - £20

★ Hobby Spend - £50

★ Dunelm - £40

★ Smiggle - £30

Total: £1183

Bank Balance on payday: -£40.48

* Anthony owes me £220. I owe my parents £1650... *

Analysis...

So the good news is that I spent less than I made. The bad news is that it didn't make much of a dent in the overall scheme of things. Anthony has been doing the food shopping since the beginning of the pandemic but I've just taken over again so I'm hoping to drop our food spend by £50 next month. I've also reduced my Labour group standing order to £25 a month because I'm only a backbencher now.

In more good news I had some comments accepted for That's Life! magazine, so I'll be paid after they're published in March. On the flipside I need to get on with repayments to my parents from next month too.

I haven't included my ebay sales and the resulting buying of various sundries from my paypal balance this month because, well, I didn't keep track of it. If there was money in my paypal I just spent it on whatever thing needed to be got. The real challenge for February is to keep proper accounts on that front.

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