One of my goals for 2021 is to get out of debt. I'm going to keep track of my progress via monthly blog updates...
INCOME
★ Pay - £1100
★ Child Benefit - £84.20
★ Oh My Dosh - £10
★ That's Life - £75
★ Ebay Sales - £200.
OUTGOINGS
★ Rent - £525
OUTGOINGS
★ Rent - £525
★ Energy - £33
★ Internet - £22
★ Phone - £22
★ Water - £68
★ Kindle Unlimited - £8
★ Labour Party - £4
★ Labour Group Fees - £25
★ Scope Lottery - £4
★ Yes Cymru Membership - £2
★ Smiggle - £25
★ Hobby Spend - £50
★ Bank Interest - £20
★ Food Shopping #1 - £30
★ Takeaway - £20
★ Sideboard - £159.99
Then week one finished.....
Analysis...
I started off really well this month. It did not last.
I made the executive decision to spend all my 'hobby' money for the year in one go and get some new clothes, shoes, etc. I've bought a few new things since Marianna was born, usually to coincide with something I needed to look half decent for because of work, but other than that it's just been blog review stuff or items reflecting my mum's dismay I'm still wearing the same shapeless thing.
So, yeah, I figured it was time for a bit of an overhaul.
Here's to being much more restrained next month!
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if you find your are struggling often financially, please contact Step Change. Step Change are a debt charity who give free debt advice & debt management. Step Change are fantastic, they will deal with contacting your lenders so you don't have to, they are happy to give you advice when you need it.John Lawson
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